Author Archives: Gareth Horsfall

BRINGING EXPERTS TO EXPATS IN ITALY

Following the success of the ‘Bringing Experts to Expats seminars’ across Europe, The Spectrum IFA Group are returning to Tuscany and Umbria in April 2012 · Have you seen the interest on your savings fall in recent years? · Can you … Continue reading

Posted in Legal & Financial | Tagged , , , | Leave a comment

The Spanish tax man

You might be thinking, what on earth could the Spanish tax man have to do with the Italian tax man and the relevance to you. Well, very simply it is a fact that 300,000 letters were recently sent by the … Continue reading

Posted in Legal & Financial | Tagged , , , , , , | Leave a comment

Some positive news about Italy and the Euro

The last week has seen some positive, or more stable moves, regarding Italy, Greece and Spain and the political games which have been surrounding these countries and the state of their finances. I attended a teleconference with a a top … Continue reading

Posted in Legal & Financial, Uncategorized | Tagged , , , , , , , , , , , , , | Leave a comment

QROPS – What exactly is all the fuss all about?

QROPS – Qualified Recognised Overseas Pension Scheme The Background In 2006 the UK Government overhauled their pension system, and decided that you could now move your UK pension overseas into a UK approved pension scheme, if you also intended on … Continue reading

Posted in Legal & Financial | Tagged , , , , , , , , , , , , , , , | Leave a comment

Inflation – The only way is up!

Inflation may not necessarily be the most head line grabbing topic for this blog.  but from an investment, retirement or capital protection point of view it is by far and away the most important topic when planning for your future. … Continue reading

Posted in Legal & Financial | Tagged , , , , , , , | Leave a comment

Who is the Greater Fool?

Who is the Greater Fool? An Offiicial theory! I would like to prepare you for the next great stockmarket frenzy.  I do not know when it will come but I know it will come.  I do not know which sector … Continue reading

Posted in Uncategorized | Leave a comment

Being regular can increase your wealth

The subject of regularity:  How regular are you?  What I mean by this is how regularly you are investing? For those of you doubting my motives. ;0) Making investments on a regular basis (monthly, annually, quarterly) has real benefits….

Posted in Legal & Financial | Tagged , , , , , , , , , , | Leave a comment

Beating the bank when changing currencies

When there are ways to save a little bit of money, especially in these difficult economic times, I think it is worth shouting about.  And when you can save money by not paying the high fees and charges imposed by … Continue reading

Posted in Legal & Financial, Uncategorized | Tagged , , , , , , , , , , , , | Leave a comment

Penalties for Landlords in Italy

It would appear that the Italian authorities are starting to understand the nature of the tax evasion that goes on in the rental of residential property in Italy.

Posted in Legal & Financial | Tagged , , , , , , | Leave a comment

Ex-Pat financial seminar in Tuscany

The Spectrum IFA Group are Independent financial advisers expanding beyond their existing markets of France, Spain, Luxembourg, Switzerland, Holland and Portugal. We are looking to bring the success we have had in each of these countries, into Italy, and specifically to the International/Expat community.

On October 27th and 28th 2011 the Spectrum IFA Group will be launching
Continue reading

Posted in Legal & Financial, Uncategorized | Tagged , , , | Leave a comment